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The three main credit bureaus — Equifax, Experian and TransUnion — each have their own way of describing your payment history. So these three credit-reporting. 15 U.S. Code Subchapter III - CREDIT REPORTING AGENCIES. U.S. Code Requirements relating to information contained in consumer reports · § c–1. Credit Report Rating Codes ; I9. R9. O9. Bad debt; placed for collection ; IA. RA. OA. Account is inactive ; IB. RB. OB. Lost or stolen card.

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The three main credit bureaus — Equifax, Experian and TransUnion — each have their own way of describing your payment history. So these three credit-reporting. reason codes can also be optionally displayed. FRAUD ALERT: (OPTIONAL). Comparison of applicant's information from credit report or input information with. Compliance Condition Code, Allows the reporting of a condition that is required for legal compliance (e.g., according to the Fair Credit Reporting Act (FCRA) or.

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Below is a listing of common account status codes: Manual Codes for accounts with a balance DO NOT REPORT THIS CUSTOMER TO THE CREDIT BUREAU. look on their credit report. A2: The natural and declared disaster code (AW) will show on credit reports as a text field next to accounts that have it added. Special Comment Codes ; BA. Transferred to Recovery. Requires account status code "71", "78", "80", "82", "83", "84", "88", "89", "93", "94", "95", "96", or "97".